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Ok...two answers neither of which may be helpful.
Last year (in SXM) we used our swipe card a few times at two different banks...no problem
This year we used our new chip/swipe card three times at two different banks. All transactions were on the Dutch side.
I will say that the ATM process and machines were the same...insert card and it reads the stripe...not partially insert so the chip can be read.
So not very helpful but I would venture a guess that the Dutch banks have not updated totally to chip tech as of 3 weeks ago anyway. My home bank still uses the swipe tech process...
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