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Health insurance requirement #237676
10/22/2020 03:29 PM
10/22/2020 03:29 PM
Joined: Dec 2008
Posts: 2,075
Southport, North Carolina, US
candj Offline OP
Traveler
candj  Offline OP
Traveler
Joined: Dec 2008
Posts: 2,075
Southport, North Carolina, US
On the SXM travel page (https://stmaartenehas.com/travel-requirements/ ) it indicates that you have to have health insurance. Does that mean you have to have insurance that they can bill? The reason I ask is that we use SOS travel insurance which provides $100,000 medical insurance per person but it is based on us paying the bill and then being reimbursed. My wife has United Health insurance and I have an AARP supplemental which covers foreign travel but again both require us to pay the bill and then get reimbursed. Am I being overly concerned about the meaning of health insurance?


Fair winds and following seas!
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Re: Health insurance requirement [Re: candj] #237680
10/22/2020 03:58 PM
10/22/2020 03:58 PM
Joined: Aug 2000
Posts: 74,961
Central Florida!
Carol_Hill Offline
Traveler
Carol_Hill  Offline
Traveler
Joined: Aug 2000
Posts: 74,961
Central Florida!
I don't think that should be a problem.


Carol Hill
Re: Health insurance requirement [Re: candj] #237681
10/22/2020 03:59 PM
10/22/2020 03:59 PM
Joined: Mar 2001
Posts: 16,165
Ohio
ruralcarrier Offline
Traveler
ruralcarrier  Offline
Traveler
Joined: Mar 2001
Posts: 16,165
Ohio
Originally Posted by candj
On the SXM travel page (https://stmaartenehas.com/travel-requirements/ ) it indicates that you have to have health insurance. Does that mean you have to have insurance that they can bill? The reason I ask is that we use SOS travel insurance which provides $100,000 medical insurance per person but it is based on us paying the bill and then being reimbursed. My wife has United Health insurance and I have an AARP supplemental which covers foreign travel but again both require us to pay the bill and then get reimbursed. Am I being overly concerned about the meaning of health insurance?

I would suggest using the "CONTACT" link on the government page and post the question there as nobody on here has the authority to give a concrete answer. What someone else has experienced may be totally different from what you experience.

Personally, I doubt any foreign country would bill any US based insurance company.


J.D.
Re: Health insurance requirement [Re: ruralcarrier] #237684
10/22/2020 04:05 PM
10/22/2020 04:05 PM
Joined: Mar 2009
Posts: 13,872
Auburn, WA
SXMScubaman Online content
Traveler
SXMScubaman  Online Content
Traveler
Joined: Mar 2009
Posts: 13,872
Auburn, WA
My experience on SXM was I had to pay the hospital but then got reimbursed once I filed the claim with my insurance back home.


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