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Re: What happens IF one tests positive while in BVI?
[Re: RatmansWife]
#238391
10/29/2020 08:46 AM
10/29/2020 08:46 AM
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Joined: Nov 2000
Posts: 3,359 Cane Garden Bay, Tortola
JasonHelmbrecht
Traveler
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Traveler
Joined: Nov 2000
Posts: 3,359
Cane Garden Bay, Tortola
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We also have MedJet and they said recently that they had acquired a Covid evacuation plane which will serve the Caribbean. This must have been a very profitable year for them, given that no one was traveling and they didn't have to evacuate many people! I was thinking the same thing yesterday. Another answer might be hidden in the COVID protocols for hotels and villas. We are obligated to block a quarantine room to be used for any guests testing positive or exhibiting symptoms. I don't remember all the details but that requirement is amongst the 28 pages of protocols.
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Re: What happens IF one tests positive while in BVI?
[Re: GeorgeC1]
#238398
10/29/2020 09:19 AM
10/29/2020 09:19 AM
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Joined: Aug 2000
Posts: 83,601 Central Florida!
Carol_Hill
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Traveler
Joined: Aug 2000
Posts: 83,601
Central Florida!
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Right, no need for evac so long as not medically necessary, which would be a very small percentage of cases. One would need to quarantine on island until you no longer test positive. As far as the required Covid insurance, if medical evac was medically necessary, one would ASSUME that it would be covered by the required insurance. However, one knows what happens when one ASSUMES. As far as paying for a place to stay after testing positive, under some island's plans, the cost of the quarantine housing is covered by the required insurance. The devil is in the details, which of course, there are very few in this circumstance, as of now.
Carol Hill
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Re: What happens IF one tests positive while in BVI?
[Re: Carol_Hill]
#238409
10/29/2020 09:51 AM
10/29/2020 09:51 AM
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Joined: Nov 2000
Posts: 3,359 Cane Garden Bay, Tortola
JasonHelmbrecht
Traveler
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Traveler
Joined: Nov 2000
Posts: 3,359
Cane Garden Bay, Tortola
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Right, no need for evac so long as not medically necessary, which would be a very small percentage of cases. One would need to quarantine on island until you no longer test positive. As far as the required Covid insurance, if medical evac was medically necessary, one would ASSUME that it would be covered by the required insurance. However, one knows what happens when one ASSUMES. As far as paying for a place to stay after testing positive, under some island's plans, the cost of the quarantine housing is covered by the required insurance. The devil is in the details, which of course, there are very few in this circumstance, as of now. The BVI government did not arrange insurance like many other countries did. They could have negotiated all this coverage in advance for every visitor and included it in a single fee that covered insurance, testing, and tracing. Had they done that, maybe housing would have been negotiated. MedJet will basically cover evacuation but only if you're hospitalized.
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Re: What happens IF one tests positive while in BVI?
[Re: JasonHelmbrecht]
#238414
10/29/2020 10:00 AM
10/29/2020 10:00 AM
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Joined: Aug 2000
Posts: 83,601 Central Florida!
Carol_Hill
Traveler
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Traveler
Joined: Aug 2000
Posts: 83,601
Central Florida!
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Jason--OK. The BVI is just going to require "insurance"? How do they know what it will cover?
Adrian--You're correct about that, but one ASSUMES that the airline would be notified of your positive test and wouldn't allow you to fly home??
Carol Hill
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Re: What happens IF one tests positive while in BVI?
[Re: Carol_Hill]
#238417
10/29/2020 10:11 AM
10/29/2020 10:11 AM
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Joined: Nov 2000
Posts: 3,359 Cane Garden Bay, Tortola
JasonHelmbrecht
Traveler
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Traveler
Joined: Nov 2000
Posts: 3,359
Cane Garden Bay, Tortola
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Jason--OK. The BVI is just going to require "insurance"? How do they know what it will cover?
Adrian--You're correct about that, but one ASSUMES that the airline would be notified of your positive test and wouldn't allow you to fly home?? I wish I knew. The protocol only says you are required to abide by certain terms and conditions. One of the terms and conditions is "medical travel insurance that includes COVID-19 coverage". It's not even written in grammatically correct English so technically it could imply you agree that such insurance coverage exists in the world. No clue how they intend to confirm someone's insurance covers COVID-19 or what it actually covers. I could understand wanting to cover evacuation so the precious 8 ventilators aren't ever used (don't know why we have them if they aren't to be used).
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Re: What happens IF one tests positive while in BVI?
[Re: JasonHelmbrecht]
#238426
10/29/2020 11:02 AM
10/29/2020 11:02 AM
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Joined: Aug 2000
Posts: 83,601 Central Florida!
Carol_Hill
Traveler
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Traveler
Joined: Aug 2000
Posts: 83,601
Central Florida!
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OK, sounds like something they require and have no intention of enforcing. I can't see ANY government official actually READING a policy from every different insurance company that writes policies to determine what they will cover.
Carol Hill
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Re: What happens IF one tests positive while in BVI?
[Re: RatmansWife]
#238433
10/29/2020 11:52 AM
10/29/2020 11:52 AM
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Joined: Nov 2000
Posts: 3,359 Cane Garden Bay, Tortola
JasonHelmbrecht
Traveler
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Traveler
Joined: Nov 2000
Posts: 3,359
Cane Garden Bay, Tortola
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I'm glad they don't have a mandatory package, as between MedJet and our international medical insurance we feel we're covered. As we'd be staying at our own house, the hotel portion isn't applicable to us. Should be interesting to try and get your property Gold Certified while you're away. I'm here and don't even know what it means.
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Re: What happens IF one tests positive while in BVI?
[Re: Annoddddd]
#238461
10/29/2020 02:24 PM
10/29/2020 02:24 PM
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Joined: Jan 2005
Posts: 4,557 Toronto, Ontario
gordaguy2
Traveler
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Traveler
Traveler
Joined: Jan 2005
Posts: 4,557
Toronto, Ontario
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Both Air Canada and WestJet are including covid medical insurance in their tickets.
GordaGuy2
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Re: What happens IF one tests positive while in BVI?
[Re: Annoddddd]
#238469
10/29/2020 03:24 PM
10/29/2020 03:24 PM
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Joined: Oct 2000
Posts: 4,282 Vero Beach, Fl and South Sound...
tpcook
Traveler
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Traveler
Joined: Oct 2000
Posts: 4,282
Vero Beach, Fl and South Sound...
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just had a short conversation with my medical insurance company AARP Medicare Advantage Focus (HMO-POS) Indian River County Florida In the policy it states that there is a $0 copay for emergency care worldwide as well as Urgently Needed Services $0 copay worldwide,
So as I see it any covid event in the BVI would be covered by my policy and thus I do not need to buy a covid policy since I already have coverage.
I will ask my insurance company to provide me with a letter stating the above
tpcook
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