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Mandatory Travel Insurance by end of Year #242725
12/17/2020 06:29 AM
12/17/2020 06:29 AM
Joined: Mar 2001
Posts: 16,165
Ohio
ruralcarrier Offline OP
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ruralcarrier  Offline OP
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TRAVEL INSURANCE SCHEME

I find the use of the word "Scheme" interesting. Supposedly it will even cover evacuation.


J.D.
SXM Sponsors
Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242726
12/17/2020 06:34 AM
12/17/2020 06:34 AM
Joined: Sep 2003
Posts: 17,959
St Maarten
BillandElaine Offline
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BillandElaine  Offline
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St Maarten
Yes, it will.


Elaine
*********************************
God Bless the broken road....
Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242727
12/17/2020 07:19 AM
12/17/2020 07:19 AM
Joined: Apr 2002
Posts: 5,858
New England (home), St. Maarte...
jmbcomms Offline
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New England (home), St. Maarte...
The formal announcement will detail this, but data we've already seen at SXM Weekly News says evacuations will go only to Miami. After that you're on your own. Again, full details are TBA.


Jeff Berger
Visiting SXM Since 1978
Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242729
12/17/2020 07:58 AM
12/17/2020 07:58 AM
Joined: Dec 2004
Posts: 4,260
Massachusetts
boucharda Offline
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It will be interesting to know if this is in addition to the medical insurance already purchased by individuals that would already cover what this "scheme" covers

Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242731
12/17/2020 08:26 AM
12/17/2020 08:26 AM
Joined: Sep 2003
Posts: 17,959
St Maarten
BillandElaine Offline
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BillandElaine  Offline
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St Maarten
scheme
/skēm/
Learn to pronounce
See definitions in:
All
Crime
Architecture · Informal
noun
1.
BRITISH
a large-scale systematic plan or arrangement for attaining a particular object or putting a particular idea into effect.


Elaine
*********************************
God Bless the broken road....
Re: Mandatory Travel Insurance by end of Year [Re: BillandElaine] #242732
12/17/2020 08:40 AM
12/17/2020 08:40 AM
Joined: Mar 2001
Posts: 16,165
Ohio
ruralcarrier Offline OP
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ruralcarrier  Offline OP
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Ohio
Thanks. Correct, different meanings as a noun or verb and British. I looked it up as it is usually not used in a positive way.


J.D.
Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242733
12/17/2020 08:49 AM
12/17/2020 08:49 AM
Joined: Jan 2003
Posts: 679
Grosse Pointe, Michigan
Leagle49 Offline
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Grosse Pointe, Michigan
The cost is to be $30, but it is not clear if that's per day or per stay. Hard to believe that $30 per stay will pay for it but I sure hope it's not per day. The would be a huge deterrent for those of us that comes for multiple weeks.

Re: Mandatory Travel Insurance by end of Year [Re: Leagle49] #242734
12/17/2020 08:56 AM
12/17/2020 08:56 AM
Joined: Jul 2006
Posts: 12,757
Peaceful Eastern North Carolin...
GaKaye Offline
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The article states it's valid for up to 180 days.


[Linked Image]
Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242740
12/17/2020 10:27 AM
12/17/2020 10:27 AM
Joined: Aug 2000
Posts: 74,961
Central Florida!
Carol_Hill Offline
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It's another irritant, but at least the cost is fairly low.


Carol Hill
Re: Mandatory Travel Insurance by end of Year [Re: GaKaye] #242743
12/17/2020 11:26 AM
12/17/2020 11:26 AM
Joined: Sep 2000
Posts: 4,174
Newtown, CT
kim Offline
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Right - so I’m curious if you come and go several times during that 180 days do you pay each time? I was guess probably. But who knows

Re: Mandatory Travel Insurance by end of Year [Re: kim] #242744
12/17/2020 11:42 AM
12/17/2020 11:42 AM
Joined: Sep 2003
Posts: 17,959
St Maarten
BillandElaine Offline
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BillandElaine  Offline
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Yes.


Elaine
*********************************
God Bless the broken road....
Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242746
12/17/2020 11:52 AM
12/17/2020 11:52 AM
Joined: Feb 2007
Posts: 3,771
Rhode Island
RonDon Offline
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And where is this purchased? Upon arrival?

Re: Mandatory Travel Insurance by end of Year [Re: RonDon] #242748
12/17/2020 11:56 AM
12/17/2020 11:56 AM
Joined: Sep 2003
Posts: 17,959
St Maarten
BillandElaine Offline
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BillandElaine  Offline
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I believe the Minister in her address yesterday said it will become part of the already in place EHAS system


Elaine
*********************************
God Bless the broken road....
Re: Mandatory Travel Insurance by end of Year [Re: RonDon] #242749
12/17/2020 11:57 AM
12/17/2020 11:57 AM
Joined: Mar 2009
Posts: 13,872
Auburn, WA
SXMScubaman Online content
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They said details to be worked out.

Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242752
12/17/2020 12:12 PM
12/17/2020 12:12 PM
Joined: Sep 2003
Posts: 17,959
St Maarten
BillandElaine Offline
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BillandElaine  Offline
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Minister was responding to questions from Dr Soc asking for updates on the insurance plan. Listen to her response at 56:00 on this video of the press conference

https://www.facebook.com/SXMGOV/videos/4143283332351965


Elaine
*********************************
God Bless the broken road....
Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242753
12/17/2020 12:26 PM
12/17/2020 12:26 PM
Joined: Aug 2012
Posts: 318
F
foreversxm Offline
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If it helps SXM $30.00 for 180 days in hardly a deal stopper for us. Many countries now require insurance to enter. Now how about the USA do the same thing and make foreigners provide insurance before entering the USA and stop having its citizens pay for everyone else too. How wonderful would that be! Whats good for the goose is good for the gander .

Last edited by foreversxm; 12/17/2020 12:27 PM.
Re: Mandatory Travel Insurance by end of Year [Re: BillandElaine] #242755
12/17/2020 12:30 PM
12/17/2020 12:30 PM
Joined: Aug 2000
Posts: 74,961
Central Florida!
Carol_Hill Offline
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As far as multiple trips within the 180 days, when you refer to her comments at 56:00, she said that it was 180 days if the person did not leave the island.


Carol Hill
Re: Mandatory Travel Insurance by end of Year [Re: Carol_Hill] #242757
12/17/2020 12:36 PM
12/17/2020 12:36 PM
Joined: Sep 2003
Posts: 17,959
St Maarten
BillandElaine Offline
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BillandElaine  Offline
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St Maarten
Correct. If you leave and come back, the clock starts again


Elaine
*********************************
God Bless the broken road....
Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242759
12/17/2020 12:48 PM
12/17/2020 12:48 PM
Joined: Mar 2009
Posts: 13,872
Auburn, WA
SXMScubaman Online content
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SXMScubaman  Online Content
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30 for 180 days is great. Not a deal breaker.

Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242771
12/17/2020 02:43 PM
12/17/2020 02:43 PM
Joined: Nov 2006
Posts: 324
Beverly MA (Boston's North Sho...
timnboston Offline
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Beverly MA (Boston's North Sho...
OK Today is the 14th and they are changing the requirements on 14 days notice? How will this be administered? How are travelers who have already made all their arrangements going to be informed? Do you think they will actually have this ready to go by the first of the month? I'm arriving on the 3rd ( testing gods and snow gods permitting ) and now I'm expecting one more hoop of chaos. But you can't discourage me Saint Martin = I AM COMING!

Re: Mandatory Travel Insurance by end of Year [Re: timnboston] #242777
12/17/2020 03:11 PM
12/17/2020 03:11 PM
Joined: Aug 2000
Posts: 74,961
Central Florida!
Carol_Hill Offline
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My understanding is that it will be part of the current website where you go to get your approval to fly, so you won't get your approval unless you pay for the insurance, at that time. As to whether it will actually be ready to go by the first of the month, who knows? The Tourism Minister has been working on requiring this, since all the way back in the summer.. She is finally getting her way.


Carol Hill
Re: Mandatory Travel Insurance by end of Year [Re: Carol_Hill] #242780
12/17/2020 03:35 PM
12/17/2020 03:35 PM
Joined: Jul 2006
Posts: 12,757
Peaceful Eastern North Carolin...
GaKaye Offline
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The approval form already has a page set up for "payment", so I'm assuming that was done in preparation for this insurance. As it stands now, when you complete the form and attach the test results, you submit the form without being taken to the payment page. My thought is that once this insurance is required, you'll be taken to the payment page before you submit.


[Linked Image]
Re: Mandatory Travel Insurance by end of Year [Re: timnboston] #242782
12/17/2020 03:49 PM
12/17/2020 03:49 PM
Joined: Mar 2001
Posts: 16,165
Ohio
ruralcarrier Offline OP
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Posts: 16,165
Ohio
Originally Posted by timnboston
OK Today is the 14th and they are changing the requirements on 14 days notice? How will this be administered? How are travelers who have already made all their arrangements going to be informed? Do you think they will actually have this ready to go by the first of the month? I'm arriving on the 3rd ( testing gods and snow gods permitting ) and now I'm expecting one more hoop of chaos. But you can't discourage me Saint Martin = I AM COMING!

No idea myself. It is something the SXM government is doing so who knows what to expect or when to expect it. As always, island time and subject to change at any time. Good luck.


J.D.
Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242783
12/17/2020 04:03 PM
12/17/2020 04:03 PM
Joined: Dec 2004
Posts: 4,260
Massachusetts
boucharda Offline
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Massachusetts
I would think that if the payment page is live when you fill out your form then that would be the answer. If it is not then you should be approved without it....but I bet it will be live before Jan 1

Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242802
12/17/2020 06:54 PM
12/17/2020 06:54 PM
Joined: Nov 2013
Posts: 154
D
dvesc Offline
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This sounds like a pretty reasonable deal. We paid way more than $30 to get our insurance that would cover quarantine expenses under trip delay. I guess the value also depends on what coverage actually means in terms of dollars per day you’re quarantined.

Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242805
12/17/2020 07:52 PM
12/17/2020 07:52 PM
Joined: Dec 2008
Posts: 3,036
Boynton Beach, FL
EdB Offline
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Boynton Beach, FL
If people are reading it right, and it covers six months worth of coverage INCLUDING evacuation to the states if needed, quarantine costs, medical and hospitization then Thirty bucks/person is an absolute NO BRAINER!! I hate insurances, but this one is probably the best I have seen at any time. Knowing, God forbid, we get sick down there, it's very reasurring to know we won't go broke trying to get home, hospitalized, or sick.

Re: Mandatory Travel Insurance by end of Year [Re: Carol_Hill] #242806
12/17/2020 07:56 PM
12/17/2020 07:56 PM
Joined: Nov 2006
Posts: 324
Beverly MA (Boston's North Sho...
timnboston Offline
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Beverly MA (Boston's North Sho...
So you will have to pay before you know whether or not you have been accepted? What if you are turned down?

Re: Mandatory Travel Insurance by end of Year [Re: timnboston] #242810
12/17/2020 08:48 PM
12/17/2020 08:48 PM
Joined: Jan 2018
Posts: 266
U
Uksimonusa Offline
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Originally Posted by timnboston
So you will have to pay before you know whether or not you have been accepted? What if you are turned down?


I did read on one of the releases, that you would be reimbursed if you did not travel

Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242831
12/18/2020 10:57 AM
12/18/2020 10:57 AM
Joined: Jan 2009
Posts: 1,544
Manhattan
W
weeks5051 Offline
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weeks5051  Offline
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W
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Manhattan
I wonder if you have to take their insurance if you already have travel insurance. We get ours automatically with our credit card.

Re: Mandatory Travel Insurance by end of Year [Re: weeks5051] #242832
12/18/2020 11:00 AM
12/18/2020 11:00 AM
Joined: Aug 2000
Posts: 74,961
Central Florida!
Carol_Hill Offline
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The answer is "yes". Regardless, your travel insurance with your credit card is probably NOT going to cover anything that this insurance covers. This insurance covers the cost of medical treatment on island, quarantine on island and COVID medical evac. Travel insurance through your credit card would not cover quarantine and COVID medical evac, which is EXTREMELY expensive.


Carol Hill
Re: Mandatory Travel Insurance by end of Year [Re: weeks5051] #242833
12/18/2020 11:11 AM
12/18/2020 11:11 AM
Joined: Apr 2001
Posts: 13,302
Brookfield, CT.
pat Offline
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Originally Posted by weeks5051
I wonder if you have to take their insurance if you already have travel insurance. We get ours automatically with our credit card.


Out of idle curiosity on my part, which credit card covers travel insurance and is there a high annual fee for it? It sounds like this might possibly be a card worth having. TIA


Respectfully,

pat



"Always keep your words soft and sweet, just in case you have to eat
them."
Re: Mandatory Travel Insurance by end of Year [Re: Carol_Hill] #242834
12/18/2020 11:13 AM
12/18/2020 11:13 AM
Joined: Jan 2009
Posts: 1,544
Manhattan
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weeks5051 Offline
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weeks5051  Offline
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Manhattan
Actually mine does cover evacuation, though I'm not sure about quarantine.

Re: Mandatory Travel Insurance by end of Year [Re: pat] #242836
12/18/2020 11:25 AM
12/18/2020 11:25 AM
Joined: Jan 2009
Posts: 1,544
Manhattan
W
weeks5051 Offline
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weeks5051  Offline
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W
Joined: Jan 2009
Posts: 1,544
Manhattan
We have the Chase Sapphire Reserve. It is expensive ($550/year) but it comes with a $300/year travel credit and that includes not just airlines, cruise ships and trains, but tolls, parking (including meters). You also get a 50% premium if you book your travel through their portal. For example, if you book a $1500 airline ticket using their points, it costs you only $1000 worth of points (100000pts). You get a $100 credit every time you renew your global entry card, free travel insurance, lost luggage insurance, airport lounge access and some other benefits. So if you take away the $300/ year credit and take into consideration the travel insurance, it basically comes out to no fee at least that's how I look at it. Here's a link... https://www.nerdwallet.com/article/credit-cards/benefits-chase-sapphire-reserve

Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242837
12/18/2020 11:41 AM
12/18/2020 11:41 AM
Joined: Apr 2001
Posts: 13,302
Brookfield, CT.
pat Offline
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Aha! Thank you. I think this is the card my daughter has been telling me about for a few years now. Sounds like I should look more seriously at it.

Thank you for your response.


Respectfully,

pat



"Always keep your words soft and sweet, just in case you have to eat
them."
Re: Mandatory Travel Insurance by end of Year [Re: pat] #242840
12/18/2020 11:54 AM
12/18/2020 11:54 AM
Joined: Jan 2009
Posts: 1,544
Manhattan
W
weeks5051 Offline
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weeks5051  Offline
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Joined: Jan 2009
Posts: 1,544
Manhattan
You're welcome.

Re: Mandatory Travel Insurance by end of Year [Re: weeks5051] #242841
12/18/2020 11:57 AM
12/18/2020 11:57 AM
Joined: Aug 2000
Posts: 74,961
Central Florida!
Carol_Hill Offline
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weeks--I doubt extremely seriously that it will cover medical evac for COVID, because there are a bunch of other factors for covering a COVID evac, versus a regular medical evac. And I doubt your insurance would cover quarantine either. Also most regular travel insurance does NOT cover COVID at all, for regular medical bills, let alone for an evac. You should check on that with the travel insurance to confirm whether you are covered for COVID at all with that policy.

While it's an annoyance, $30 isn't a bad cost. I have been looking at some policies of travel insurance that specifically cover COVID expenses and there aren't a lot of them out there, but they would be more expensive than $30 a person, regardless.

Last edited by Carol_Hill; 12/18/2020 11:58 AM.

Carol Hill
Re: Mandatory Travel Insurance by end of Year [Re: Carol_Hill] #242844
12/18/2020 12:55 PM
12/18/2020 12:55 PM
Joined: Jan 2009
Posts: 1,544
Manhattan
W
weeks5051 Offline
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weeks5051  Offline
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Posts: 1,544
Manhattan
I'm sure about the evacuation for medical reasons. I'm not sure about quarantine being covered though. While I'm 98% sure that I would be covered for covid, since it's a medical issue, I will check on that.

Re: Mandatory Travel Insurance by end of Year [Re: weeks5051] #242847
12/18/2020 02:16 PM
12/18/2020 02:16 PM
Joined: Aug 2000
Posts: 74,961
Central Florida!
Carol_Hill Offline
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I will be interested to hear what the response is. As I said most travel insurance specifically excludes Covid.


Carol Hill
Re: Mandatory Travel Insurance by end of Year [Re: ruralcarrier] #242861
12/18/2020 06:13 PM
12/18/2020 06:13 PM
Joined: Dec 2008
Posts: 2,075
Southport, North Carolina, US
candj Offline
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We always get travel insurance through SOS International. It cover medical evacuation, medical expenses, repatriation of remains, lost luggage, canceled trip, and life insurance. If we already have insurance, do we have to buy theirs?


Fair winds and following seas!
SSN691-May She Ever Prowl The Seas in Defense of Human Freedom!
SSN787-Preserving Peace, Prepared for War
Re: Mandatory Travel Insurance by end of Year [Re: candj] #242862
12/18/2020 06:34 PM
12/18/2020 06:34 PM
Joined: Mar 2009
Posts: 13,872
Auburn, WA
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Auburn, WA
My guess, yes.

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