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Quarantine insurance requirement #264634
09/30/2021 08:22 AM
09/30/2021 08:22 AM
Joined: Mar 2009
Posts: 206
NLR AR, USA
Galeaux Offline OP
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Galeaux  Offline OP
Traveler
Joined: Mar 2009
Posts: 206
NLR AR, USA
I purchased travel insurance for our upcoming trip but it doesn’t include quarantine coverage. We will be on our own boat for the trip. Do we need to find insurance that includes quarantine coverage? I can’t see on InsureMyTrip where there are policies covering that. Does anyone know of policies we can consider?


Melissa & Doug

"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
BVI Sponsors
Re: Quarantine insurance requirement [Re: Galeaux] #264635
09/30/2021 08:37 AM
09/30/2021 08:37 AM
Joined: Jun 2006
Posts: 864
Northern Virginia
ecm56 Offline
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ecm56  Offline
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Posts: 864
Northern Virginia
The policy we got from Seven Corners was supposed to cover quarantine. I talked to their sales agent about possible scenarios. He said they would cover them. Of course the proof is in the pudding (we didn't need to make a claim). I have no financial interest in Seven Corners.

Re: Quarantine insurance requirement [Re: Galeaux] #264641
09/30/2021 09:23 AM
09/30/2021 09:23 AM
Joined: Mar 2009
Posts: 206
NLR AR, USA
Galeaux Offline OP
Traveler
Galeaux  Offline OP
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Joined: Mar 2009
Posts: 206
NLR AR, USA
If anyone know of a repatriation and quarantine policy please share.


Melissa & Doug

"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
Re: Quarantine insurance requirement [Re: Galeaux] #264647
09/30/2021 09:52 AM
09/30/2021 09:52 AM
Joined: Sep 2006
Posts: 5,493
An island state of mind
tradewinds Offline
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tradewinds  Offline
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Posts: 5,493
An island state of mind
Conch Charters recommends this company and they do cover quarantine:

https://auraassistance.com/bvi

Re: Quarantine insurance requirement [Re: tradewinds] #264650
09/30/2021 09:59 AM
09/30/2021 09:59 AM
Joined: Nov 2000
Posts: 2,911
Cane Garden Bay, Tortola
JasonHelmbrecht Offline
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JasonHelmbrecht  Offline
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Joined: Nov 2000
Posts: 2,911
Cane Garden Bay, Tortola
Originally Posted by tradewinds
Conch Charters recommends this company and they do cover quarantine:

https://auraassistance.com/bvi

This insurance is an excellent choice. It is from a local company that worked the BVI Government to ensure it covered all the requirements.

They accept online payments and you can get proof of coverage immediately. Looks to be priced at $9.75/person/day.


JasonHelmbrecht
Coconut Breeze Villas
Cane Garden Bay
reservations@coconutbreezevillas.com
www.coconutbreezevillas.com
Re: Quarantine insurance requirement [Re: Galeaux] #264657
09/30/2021 10:40 AM
09/30/2021 10:40 AM
Joined: Mar 2009
Posts: 206
NLR AR, USA
Galeaux Offline OP
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Galeaux  Offline OP
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Joined: Mar 2009
Posts: 206
NLR AR, USA
Wow. Much more expensive than any of the other policies I have seen. Adds $400 to my trip costs. Lovely.


Melissa & Doug

"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
Re: Quarantine insurance requirement [Re: Galeaux] #264658
09/30/2021 11:10 AM
09/30/2021 11:10 AM
Joined: Mar 2009
Posts: 206
NLR AR, USA
Galeaux Offline OP
Traveler
Galeaux  Offline OP
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Joined: Mar 2009
Posts: 206
NLR AR, USA
The Allianz travel insurance appears to meet the requirements and is much cheaper.


Melissa & Doug

"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
Re: Quarantine insurance requirement [Re: Galeaux] #264659
09/30/2021 11:25 AM
09/30/2021 11:25 AM
Joined: Jan 2017
Posts: 585
Panama City Beach, Florida
xrayman67 Offline
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xrayman67  Offline
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Posts: 585
Panama City Beach, Florida
I wonder who is going to be reading these insurance policies when we arrive at the ferry dock. Mine is 20 pages long of fine print and so is my wife's. The policy does cover quarantine costs, but it's buried in the policy.

Re: Quarantine insurance requirement [Re: Galeaux] #264660
09/30/2021 11:26 AM
09/30/2021 11:26 AM
Joined: Mar 2009
Posts: 206
NLR AR, USA
Galeaux Offline OP
Traveler
Galeaux  Offline OP
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Joined: Mar 2009
Posts: 206
NLR AR, USA
The one I originally bought was 70+ pages!


Melissa & Doug

"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
Re: Quarantine insurance requirement [Re: Galeaux] #264661
09/30/2021 11:26 AM
09/30/2021 11:26 AM
Joined: Oct 2009
Posts: 1,139
Memphis, BVI, CT
R
RatmansWife Offline
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RatmansWife  Offline
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Joined: Oct 2009
Posts: 1,139
Memphis, BVI, CT
Is your own boat available to quarantine, if you need to stay longer? Our insurance does not cover that, but it wasn't an issue because we could stay in our own house. We do have MedJet, but no one asked to see the card and we didn't provide it.

Re: Quarantine insurance requirement [Re: Galeaux] #264662
09/30/2021 11:31 AM
09/30/2021 11:31 AM
Joined: Mar 2009
Posts: 206
NLR AR, USA
Galeaux Offline OP
Traveler
Galeaux  Offline OP
Traveler
Joined: Mar 2009
Posts: 206
NLR AR, USA
It’s not, but I am sure there would be one available and I still have some owners time. But I don’t really want to have that conversation with the folks at the airport…


Melissa & Doug

"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
Re: Quarantine insurance requirement [Re: Galeaux] #264666
09/30/2021 12:33 PM
09/30/2021 12:33 PM
Joined: Mar 2009
Posts: 206
NLR AR, USA
Galeaux Offline OP
Traveler
Galeaux  Offline OP
Traveler
Joined: Mar 2009
Posts: 206
NLR AR, USA
After reading the fine print of my current policy, I think it will work. I am sticking with it until I hear otherwise.


Melissa & Doug

"If you really wanna know where you can find me, I'll be unwinding, Down in the islands, down in the islands" Zac Brown Band
Re: Quarantine insurance requirement [Re: Galeaux] #264669
09/30/2021 02:50 PM
09/30/2021 02:50 PM
Joined: Jan 2005
Posts: 1,344
Finger Lakes Region and Mexico
crmoores Offline
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crmoores  Offline
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Joined: Jan 2005
Posts: 1,344
Finger Lakes Region and Mexico
Allianz policies include coverage for COVID-19 sickness, as well as testing positive asymptomatically and the quarantine expenses. Their coverage is clearly defined on their site, and the Premier One plan provides $50,000 medical / $1,000,000 medivac/repatriation.

https://www.allianztravelinsurance.com/coverage-alerts/2019-novel-coronavirus.htm

We’ve used them twice for medical emergencies and the response time and support has been excellent.

One NOTE - We once relied on insuremytrip.com to compare policies but in recent years Allianz and other insurers have not been included in the comprehensive or medical options. So be sure to do your due diligence when researching. There is more info on the “COVID” thread…


"Travel changes you. As you move through this life and this world you change things slightly, you leave marks behind, however small. And in return, life — and travel — leaves marks on you.”
-Anthony Bourdain
Re: Quarantine insurance requirement [Re: Galeaux] #264679
09/30/2021 06:46 PM
09/30/2021 06:46 PM
Joined: Apr 2021
Posts: 7
Mansfield, TX
Matagorda Dude Offline
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Matagorda Dude  Offline
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Joined: Apr 2021
Posts: 7
Mansfield, TX
Are the cruise ship crowd going to be required for this and checked? We all know the answer to that. Once the first cruise ship arrives is when they will probably edit this or scrap it altogether.

Re: Quarantine insurance requirement [Re: Galeaux] #264694
10/01/2021 07:39 AM
10/01/2021 07:39 AM
Joined: Jan 2003
Posts: 814
Middleburg, VA
cwoody Offline
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cwoody  Offline
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Posts: 814
Middleburg, VA
How bout this option?

Why not buy "quarantine" coverage for your day of arrival only....instead of the entire trip.

Since BVI is only testing you once upon arrival, if you test positive and need to be quarantined you would be covered and meet the BVI requirement.

After that it is on your own dime, as is the rest of the trip expenses.


Chuck W.
[Linked Image]

BVI Pics
Re: Quarantine insurance requirement [Re: Galeaux] #264695
10/01/2021 07:56 AM
10/01/2021 07:56 AM
Joined: Oct 2009
Posts: 1,139
Memphis, BVI, CT
R
RatmansWife Offline
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RatmansWife  Offline
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R
Joined: Oct 2009
Posts: 1,139
Memphis, BVI, CT
The issue they have run into is people testing positive and then having to quarantine until they tested negative, or for their traveling companions, for a specified period of time. Of course the government was choosing the hotels, likely based on what they thought you could afford - and perhaps how much Uncle needed the revenue! Not every qualified hotel was treated equally.

If you have your own property or boat on which you can quarantine, that should be sufficient. Just have a ready explanation of how you will get food delivered.

Re: Quarantine insurance requirement [Re: cwoody] #264696
10/01/2021 08:42 AM
10/01/2021 08:42 AM
Joined: Sep 2006
Posts: 564
Kannapolis, NC
ndfaninnc Offline
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ndfaninnc  Offline
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Joined: Sep 2006
Posts: 564
Kannapolis, NC
Originally Posted by cwoody
How bout this option?

Why not buy "quarantine" coverage for your day of arrival only....instead of the entire trip.

Since BVI is only testing you once upon arrival, if you test positive and need to be quarantined you would be covered and meet the BVI requirement.

After that it is on your own dime, as is the rest of the trip expenses.


But what if you text positive to come home?


[Linked Image]
Re: Quarantine insurance requirement [Re: ndfaninnc] #264698
10/01/2021 09:11 AM
10/01/2021 09:11 AM
Joined: Jan 2003
Posts: 814
Middleburg, VA
cwoody Offline
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cwoody  Offline
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Joined: Jan 2003
Posts: 814
Middleburg, VA
Originally Posted by ndfaninnc
But what if you text positive to come home?


‘You pays yer money and you takes yer chances’ Or Not. thinks

Has anyone actually gone thru the "Test positive/Quarantine" process?

I imagine when you get "Quarantined" and you are move to a hotel, the hotel is going to ask for your credit card, not the name of your insurance carrier.


Chuck W.
[Linked Image]

BVI Pics
Re: Quarantine insurance requirement [Re: cwoody] #264700
10/01/2021 09:22 AM
10/01/2021 09:22 AM
Joined: Jan 2005
Posts: 1,344
Finger Lakes Region and Mexico
crmoores Offline
Traveler
crmoores  Offline
Traveler
Joined: Jan 2005
Posts: 1,344
Finger Lakes Region and Mexico
>> Has anyone actually gone thru the "Test positive/Quarantine" process?

I imagine when you get "Quarantined" and you are move to a hotel, the hotel is going to ask for your credit card, not the name of your insurance carrier. <<

Yes, many have been through the positive test/Q ordeal in other areas, it’s a very real risk everyone traveling is willing to take, regardless of vaccine status.

Obviously you submit a claim to your insurer for the test and Q expenses… typing

Last edited by crmoores; 10/01/2021 10:03 AM. Reason: Typo

"Travel changes you. As you move through this life and this world you change things slightly, you leave marks behind, however small. And in return, life — and travel — leaves marks on you.”
-Anthony Bourdain
Re: Quarantine insurance requirement [Re: cwoody] #264701
10/01/2021 09:34 AM
10/01/2021 09:34 AM
Joined: Nov 2000
Posts: 2,911
Cane Garden Bay, Tortola
JasonHelmbrecht Offline
Traveler
JasonHelmbrecht  Offline
Traveler
Joined: Nov 2000
Posts: 2,911
Cane Garden Bay, Tortola
Originally Posted by cwoody
Originally Posted by ndfaninnc
But what if you text positive to come home?


‘You pays yer money and you takes yer chances’ Or Not. thinks

Has anyone actually gone thru the "Test positive/Quarantine" process?

I imagine when you get "Quarantined" and you are move to a hotel, the hotel is going to ask for your credit card, not the name of your insurance carrier.

I didn't happen to me or any of our guests but I have talked to people on the beach that it happened to. In their case, the entire crew quarantined on the boat and the charter company was able to accommodate them extra days on board. It took about 3 or 4 days to get them retested and cleared.

The biggest impact was to their airline reservations. The change fees and available dates complicated it. Not sure if they had insurance but I don't think they did. All things considered, they did fine, added a few days to their trip after they were freed from quarantine and they were busy enjoying Cane Garden Bay.

This is another reason to bring the eMed tests with you for exit testing. That way if you get a positive result, you can simply retest to make sure it's not a false positive instead of getting quarantined and waiting several days to retest.


JasonHelmbrecht
Coconut Breeze Villas
Cane Garden Bay
reservations@coconutbreezevillas.com
www.coconutbreezevillas.com
Re: Quarantine insurance requirement [Re: Galeaux] #264702
10/01/2021 09:36 AM
10/01/2021 09:36 AM
Joined: Sep 2006
Posts: 564
Kannapolis, NC
ndfaninnc Offline
Traveler
ndfaninnc  Offline
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Joined: Sep 2006
Posts: 564
Kannapolis, NC
"This is another reason to bring the eMed tests with you for exit testing. That way if you get a positive result, you can simply retest to make sure it's not a false positive instead of getting quarantined and waiting several days to retest."

Sound advice.

Jason, As you know I will be land based. Henny's place is Gold Star, will I be able to quarantine there? I assume so.


[Linked Image]
Re: Quarantine insurance requirement [Re: JasonHelmbrecht] #264703
10/01/2021 09:38 AM
10/01/2021 09:38 AM
Joined: Jan 2003
Posts: 814
Middleburg, VA
cwoody Offline
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cwoody  Offline
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Joined: Jan 2003
Posts: 814
Middleburg, VA
Originally Posted by JasonHelmbrecht
This is another reason to bring the eMed tests with you for exit testing.



thumbsup thumbsup thumbsup


Chuck W.
[Linked Image]

BVI Pics
Re: Quarantine insurance requirement [Re: ndfaninnc] #264704
10/01/2021 09:41 AM
10/01/2021 09:41 AM
Joined: Nov 2000
Posts: 2,911
Cane Garden Bay, Tortola
JasonHelmbrecht Offline
Traveler
JasonHelmbrecht  Offline
Traveler
Joined: Nov 2000
Posts: 2,911
Cane Garden Bay, Tortola
Originally Posted by ndfaninnc
"This is another reason to bring the eMed tests with you for exit testing. That way if you get a positive result, you can simply retest to make sure it's not a false positive instead of getting quarantined and waiting several days to retest."

Sound advice.

Jason, As you know I will be land based. Henny's place is Gold Star, will I be able to quarantine there? I assume so.

Yes, you would be able to quarantine there.


JasonHelmbrecht
Coconut Breeze Villas
Cane Garden Bay
reservations@coconutbreezevillas.com
www.coconutbreezevillas.com
Re: Quarantine insurance requirement [Re: JasonHelmbrecht] #264705
10/01/2021 09:44 AM
10/01/2021 09:44 AM
Joined: Sep 2006
Posts: 564
Kannapolis, NC
ndfaninnc Offline
Traveler
ndfaninnc  Offline
Traveler
Joined: Sep 2006
Posts: 564
Kannapolis, NC
Originally Posted by JasonHelmbrecht
Originally Posted by ndfaninnc
"This is another reason to bring the eMed tests with you for exit testing. That way if you get a positive result, you can simply retest to make sure it's not a false positive instead of getting quarantined and waiting several days to retest."

Sound advice.

Jason, As you know I will be land based. Henny's place is Gold Star, will I be able to quarantine there? I assume so.

Yes, you would be able to quarantine there.


Hmmm, How do I make my eMed test come out positive? Ha ha! Thanks Jason. Any chance you will be over there between Nov 13-21?


[Linked Image]
Re: Quarantine insurance requirement [Re: ndfaninnc] #264706
10/01/2021 09:51 AM
10/01/2021 09:51 AM
Joined: Nov 2000
Posts: 2,911
Cane Garden Bay, Tortola
JasonHelmbrecht Offline
Traveler
JasonHelmbrecht  Offline
Traveler
Joined: Nov 2000
Posts: 2,911
Cane Garden Bay, Tortola
Originally Posted by ndfaninnc
Originally Posted by JasonHelmbrecht
Originally Posted by ndfaninnc
"This is another reason to bring the eMed tests with you for exit testing. That way if you get a positive result, you can simply retest to make sure it's not a false positive instead of getting quarantined and waiting several days to retest."

Sound advice.

Jason, As you know I will be land based. Henny's place is Gold Star, will I be able to quarantine there? I assume so.

Yes, you would be able to quarantine there.


Hmmm, How do I make my eMed test come out positive? Ha ha! Thanks Jason. Any chance you will be over there between Nov 13-21?

I doubt it since we'll be there 25 November for 5 nights to celebrate US Thanksgiving and Lobsterfest...


JasonHelmbrecht
Coconut Breeze Villas
Cane Garden Bay
reservations@coconutbreezevillas.com
www.coconutbreezevillas.com
Re: Quarantine insurance requirement [Re: Galeaux] #264717
10/01/2021 12:47 PM
10/01/2021 12:47 PM
Joined: Dec 2015
Posts: 296
Ottawa, Canada
UncleLuff Offline
Traveler
UncleLuff  Offline
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Joined: Dec 2015
Posts: 296
Ottawa, Canada
for any Canadian's out there - this might fit the requirements for insurance and quarantine expenses....

https://www.coverme.com/travel-insu...avel-plan.html?province=ON&agecode=0


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