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Re: Credit Card With Chip
[Re: irina]
#47089
03/24/2015 01:07 PM
03/24/2015 01:07 PM
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Joined: Mar 2005
Posts: 3,160 Greensboro, NC
charlieh
Traveler
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Traveler
Joined: Mar 2005
Posts: 3,160
Greensboro, NC
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irina said: The pin is only if you are using it as a debit card. If you use it as a credit card there is no need to enter a pin. Debit card allows you to get a cash withdrawal or use it in an ATM. So, if you tell clerk credit, they will run it as such and you do not need a Pin!!!!! For your info, this is incorrect as it relates to the somewhat new chip & pin credit cards used in Europe. We're seeing chip & signature credit cards in the US now.
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Re: Credit Card With Chip
[Re: kim]
#47091
03/24/2015 02:58 PM
03/24/2015 02:58 PM
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Joined: Mar 2006
Posts: 198 SW Florida
CptCook
Traveler
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Traveler
Joined: Mar 2006
Posts: 198
SW Florida
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kim said: The way Irina explained it exactly how it was explained to me. Only need a "pin" if I was using the card as a debit card - to take money out. The difference is the type of machine used, the card is used as a swipe or also in the newer terminals it is inserted and left in until the transaction is complete. No Kim, 2 different types of cards. The European "chip and pin" cards are credit cards, not debit cards. The pin is required for every transaction.
"Be a Traveler, not a tourist!"
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Re: Credit Card With Chip
[Re: CptCook]
#47093
03/24/2015 03:13 PM
03/24/2015 03:13 PM
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Joined: Sep 2000
Posts: 4,692 Newtown, CT
kim
Traveler
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Traveler
Joined: Sep 2000
Posts: 4,692
Newtown, CT
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Ok must be different. Mine is a credit card with an embedded chip. But only need a pin if I want to take cash. Im assuming this is what most Americans will be getting. chase info Well whatever I have it worked all over the French side and St. Barths. As a swipe and inserted into a machine
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Re: Credit Card With Chip
[Re: irina]
#47096
03/24/2015 03:54 PM
03/24/2015 03:54 PM
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Joined: Mar 2006
Posts: 198 SW Florida
CptCook
Traveler
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Traveler
Joined: Mar 2006
Posts: 198
SW Florida
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irina said: EMV system is what you are referring to? Yes. Here is an explanation. In particular, see items 4 and 8. http://www.creditcards.com/credit-card-news/emv-faq-chip-cards-answers-1264.phpI live in the US and have traditional cards. My sister lives in the UK with EMV cards. When I visit the UK, there are many terminals that will not accept my US based cards. Every time she uses her card, she is required to enter her pin.
Last edited by CptCook; 03/24/2015 03:58 PM.
"Be a Traveler, not a tourist!"
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Re: Credit Card With Chip
[Re: The_Lurker]
#47097
03/24/2015 04:23 PM
03/24/2015 04:23 PM
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Joined: Dec 2004
Posts: 5,087 Massachusetts
boucharda
Traveler
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Traveler
Joined: Dec 2004
Posts: 5,087
Massachusetts
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"Citi chip card will work at the Unmanned terminals, gas stations , paytolls, etc. You can either swipe the card and flash it to make the transactions on the account Nope...sorry...won't happen (unmanned terminals). 1) no way to swipe a card...2) no way to "flash" a card. As was mentioned a few times the card is inserted in the device/terminal (not removed/swiped/flashed) and it will ask you for a PIN...not a CC/debit choice...no PIN no transaction...with a PIN it will be a CC transaction I have (and tried) an Gold World AA Citibank card with chip and it did NOT WORK in France (Paris, Toulouse, Carcassonne) at unmanned terminals. (Sorry for repeating myself but...)
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Re: Credit Card With Chip
[Re: boucharda]
#47098
03/24/2015 05:05 PM
03/24/2015 05:05 PM
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Joined: May 2012
Posts: 680 Burlington, Ontario, Canada
JohnandBev
Traveler
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Traveler
Joined: May 2012
Posts: 680
Burlington, Ontario, Canada
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As a Cdn, don't anything specific to add to this thread, our cards - cc and debit are all PIN [NIP en francais!] However 2 general comments To the person who took a new cc on a trip and had a problem, I always try out a newly issued cc to check if it works, once it did not! and I got a replacement And, after I got my 1st PIN card, later that year phoned the bank to let them know I was travelling out of country [note you no longer have to do that for Cdn Visa and AmX] and the bank person told me if my PIN was more than 4 digits to change it to 4 digits.
J&B
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Re: Credit Card With Chip
[Re: JohnandBev]
#47099
03/24/2015 07:54 PM
03/24/2015 07:54 PM
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Joined: Jan 2008
Posts: 13,143 Ottawa, Ontario, Canada
islandgem
Traveler
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Traveler
Joined: Jan 2008
Posts: 13,143
Ottawa, Ontario, Canada
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That is correct. Only four digit pin numbers work internationally. All our credit cards in Canada are chip and pin so it makes travelling with them so much easier.
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Re: Credit Card With Chip
[Re: wilsonck]
#47100
03/25/2015 07:04 AM
03/25/2015 07:04 AM
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Joined: Jan 2006
Posts: 977 Middletown DE, North of SXM
mscottc
Traveler
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Traveler
Joined: Jan 2006
Posts: 977
Middletown DE, North of SXM
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In the last week, I've gone to both banks with which I hold credit cards, Chase and CapOne. I've managed to get both of them to issue me new cards with chips. Unfortunately, they are both Chip and Sign, which seems to be the standard for most USA banks from what I've observed. Again the USA seems to want to be counter to the rest of the world as if saying "The USA knows best." Of course we know that's true, we're still on the imperial measurement system, along with Liberia, while the rest of the world has gone Metric. My guess is, like everything else in the USA corporate world, cheaper is better, and damn the people of the country, lets just be dumb and let the companies maximize their profits. The official explanation is, "We don't want you to have to remember another PIN."
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Re: Credit Card With Chip
[Re: Marcheall]
#47103
03/25/2015 04:29 PM
03/25/2015 04:29 PM
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Joined: Dec 2004
Posts: 5,087 Massachusetts
boucharda
Traveler
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Traveler
Joined: Dec 2004
Posts: 5,087
Massachusetts
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Will cards with no chip work with the new "chip and pin" only terminals and/or unmanned kiosks? Key words: "Chip and PIN only" ...no chippee...no workee ..and yes, on SXM you probably will not have this situation....
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