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Liability Insurance #70702
10/10/2015 11:34 AM
10/10/2015 11:34 AM
Joined: Dec 2014
Posts: 13
R
rodmar Offline OP
Traveler
rodmar  Offline OP
Traveler
R
Joined: Dec 2014
Posts: 13
I know this is an old question but does any of the car rental co. include the cost of liability ins. with rental or is it all optional?

SXM Sponsors
Re: Liability Insurance [Re: rodmar] #70703
10/10/2015 11:45 AM
10/10/2015 11:45 AM
Joined: May 2007
Posts: 44
Westchester County, NY
oceanview17 Offline
Traveler
oceanview17  Offline
Traveler
Joined: May 2007
Posts: 44
Westchester County, NY
Hertz does

Re: Liability Insurance [Re: rodmar] #70704
10/10/2015 03:26 PM
10/10/2015 03:26 PM
Joined: Sep 2004
Posts: 879
Great PacNW
ChunkyDunkin Offline
Traveler
ChunkyDunkin  Offline
Traveler
Joined: Sep 2004
Posts: 879
Great PacNW
As far as I know most do not include cost of liability in their quote. I got a quite of $5 a day for liability from Leisure.

Re: Liability Insurance [Re: ChunkyDunkin] #70705
10/10/2015 03:55 PM
10/10/2015 03:55 PM
Joined: Aug 2000
Posts: 1,373
Hershey, Pennsylvania
Tom Offline
Traveler
Tom  Offline
Traveler
Joined: Aug 2000
Posts: 1,373
Hershey, Pennsylvania
I agree that most keep it separate.
$5/day is a good rate. I've seen it as high as $10/day.
I think I paid $4/day a couple years ago.

Re: Liability Insurance [Re: Tom] #70706
10/10/2015 04:14 PM
10/10/2015 04:14 PM
Joined: Mar 2009
Posts: 18,737
Auburn, WA
SXMScubaman Offline
Traveler
SXMScubaman  Offline
Traveler
Joined: Mar 2009
Posts: 18,737
Auburn, WA
It's usually $5.00 per driver per day unless it's in the quote.
Hertz includes the driver and spouse.

Re: Liability Insurance [Re: SXMScubaman] #70707
10/10/2015 08:25 PM
10/10/2015 08:25 PM
Joined: Feb 2007
Posts: 391
San Antonio
sumbeach Offline
Traveler
sumbeach  Offline
Traveler
Joined: Feb 2007
Posts: 391
San Antonio
I got $5 per day from Unity last week.


Dan
Re: Liability Insurance [Re: sumbeach] #70708
10/11/2015 12:28 AM
10/11/2015 12:28 AM
Joined: Feb 2012
Posts: 57
S
Sunfun Offline
Traveler
Sunfun  Offline
Traveler
S
Joined: Feb 2012
Posts: 57
Get your car on the French side. Liability is included by law and the rental rates are cheaper to boot!

Re: Liability Insurance [Re: Sunfun] #70709
10/11/2015 07:15 AM
10/11/2015 07:15 AM
Joined: Aug 2000
Posts: 1,373
Hershey, Pennsylvania
Tom Offline
Traveler
Tom  Offline
Traveler
Joined: Aug 2000
Posts: 1,373
Hershey, Pennsylvania
Quote
Sunfun said:
Get your car on the French side. Liability is included by law and the rental rates are cheaper to boot!


I have not heard this before. Is that accurate?

Re: Liability Insurance [Re: Tom] #70710
10/11/2015 09:30 AM
10/11/2015 09:30 AM
Joined: Jul 2006
Posts: 13,417
Peaceful Eastern North Carolin...
GaKaye Offline
Traveler
GaKaye  Offline
Traveler
Joined: Jul 2006
Posts: 13,417
Peaceful Eastern North Carolin...
Everything I've read says that it is, at least the liability insurance part. I have no idea about the prices, as we rent from a French company, but on the Dutch side. We do pay extra for liability insurance, I guess because the company is actually licensed to do business in country Sint Maarten.

Re: Liability Insurance [Re: Sunfun] #70711
10/11/2015 01:30 PM
10/11/2015 01:30 PM
Joined: Jan 2008
Posts: 13,143
Ottawa, Ontario, Canada
islandgem Offline
Traveler
islandgem  Offline
Traveler
Joined: Jan 2008
Posts: 13,143
Ottawa, Ontario, Canada
A few years ago we rented a car on the French side and liability was not included then and the rates were more expensive. Is this something new?




Re: Liability Insurance [Re: GaKaye] #70712
10/11/2015 02:15 PM
10/11/2015 02:15 PM
Joined: Dec 2014
Posts: 357
SeaStar Offline
Traveler
SeaStar  Offline
Traveler
Joined: Dec 2014
Posts: 357
What company do you rent from?
Do you have to drive over to their office? If so, where is it located?
Thanks.

Re: Liability Insurance [Re: SeaStar] #70713
10/11/2015 03:12 PM
10/11/2015 03:12 PM
Joined: Jan 2010
Posts: 3,631
Oyster Pond St. Martin
S
soualigacapt Offline
Traveler
soualigacapt  Offline
Traveler
S
Joined: Jan 2010
Posts: 3,631
Oyster Pond St. Martin
I've rented cars in France and the liability is not included. I paid extra for it so I doubt it is included by law.

Re: Liability Insurance [Re: soualigacapt] #70714
10/11/2015 03:50 PM
10/11/2015 03:50 PM
Joined: Feb 2012
Posts: 57
S
Sunfun Offline
Traveler
Sunfun  Offline
Traveler
S
Joined: Feb 2012
Posts: 57
Wrong. Look it up.

Re: Liability Insurance [Re: Sunfun] #70715
10/11/2015 05:02 PM
10/11/2015 05:02 PM
Joined: Jan 2010
Posts: 3,631
Oyster Pond St. Martin
S
soualigacapt Offline
Traveler
soualigacapt  Offline
Traveler
S
Joined: Jan 2010
Posts: 3,631
Oyster Pond St. Martin
Liability for people and things outside the car is covered in the price of the rental. Occupants and items in the car in the car are not covered unless you pay extra.

Re: Liability Insurance [Re: islandgem] #70716
10/11/2015 07:17 PM
10/11/2015 07:17 PM
Joined: Dec 2014
Posts: 13
R
rodmar Offline OP
Traveler
rodmar  Offline OP
Traveler
R
Joined: Dec 2014
Posts: 13
I did check the Hertz website and liability is included, has anyone had any issues on the Island with Hertz? Have had issues with Dollar and Thrifty in the past.

Re: Liability Insurance [Re: rodmar] #70717
10/11/2015 07:37 PM
10/11/2015 07:37 PM
Joined: Mar 2009
Posts: 18,737
Auburn, WA
SXMScubaman Offline
Traveler
SXMScubaman  Offline
Traveler
Joined: Mar 2009
Posts: 18,737
Auburn, WA
Been using Hertz on island for over 14 years. Never a problem with the cars or the company and we rent for four weeks at a time.

Re: Liability Insurance [Re: SXMScubaman] #70718
10/11/2015 10:26 PM
10/11/2015 10:26 PM
Joined: Aug 2000
Posts: 1,373
Hershey, Pennsylvania
Tom Offline
Traveler
Tom  Offline
Traveler
Joined: Aug 2000
Posts: 1,373
Hershey, Pennsylvania
We've been going to SXM for a long time. Used Hertz one of the first times there. We arrived and they had no car for us as promised. We had to pay a lot more from another company and contacted Hertz when we got home to complain. Got the "they are independent" not part of Hertz, USA story. Pushed harder and eventually got reimbursement for the difference from Corporate Hertz (Hertz SXM did nothing).
Moral of the story? Good and bad stories with any car rental company so use one you trust.

Re: Liability Insurance [Re: Tom] #70719
10/11/2015 11:07 PM
10/11/2015 11:07 PM
Joined: Apr 2001
Posts: 14,646
Brookfield, CT.
pat Offline
Traveler
pat  Offline
Traveler
Joined: Apr 2001
Posts: 14,646
Brookfield, CT.
Don't feel too bad, Tom. We had almost the same experience about twenty years ago. We reserved our car via Hertz International and when we got there they had no cars and only a couple of vans. And I do mean VANS like small bus type vans. No apologies along with no assurance as to how soon they could get us a car. We were very disappointed and made that both our first and last attempt at renting through them. These days we strictly use the local guys with no big name affiliation who provide pretty much the price and services we want and we're very happy with our choice. <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />


Respectfully,

pat



"Always keep your words soft and sweet, just in case you have to eat
them."
Re: Liability Insurance [Re: pat] #70720
10/12/2015 05:14 AM
10/12/2015 05:14 AM
Joined: Oct 2000
Posts: 12,460
île staten
Bobcat Offline
Traveler
Bobcat  Offline
Traveler
Joined: Oct 2000
Posts: 12,460
île staten
LINK

===============
For Tom & Pat....(sorry, could not resist)

<img src="http://www.traveltalkonline.com/forums/images/graemlins/Grin.gif" alt="" />


[Linked Image]
Re: Liability Insurance [Re: Bobcat] #70721
10/12/2015 06:31 AM
10/12/2015 06:31 AM
Joined: Aug 2000
Posts: 1,373
Hershey, Pennsylvania
Tom Offline
Traveler
Tom  Offline
Traveler
Joined: Aug 2000
Posts: 1,373
Hershey, Pennsylvania
Bobcat,
One of my favorite Seinfeld episodes.
Thanks for the lol.

Re: Liability Insurance [Re: Bobcat] #70722
10/12/2015 07:54 AM
10/12/2015 07:54 AM
Joined: Apr 2001
Posts: 14,646
Brookfield, CT.
pat Offline
Traveler
pat  Offline
Traveler
Joined: Apr 2001
Posts: 14,646
Brookfield, CT.
Bobcat,

Loved it! Lol......and while Jerry got a car, albeit a little one, it SURE beats driving a big old full sized van on SXM, which we did for three days that trip.

And a few years before that, having rented from Budget for years without any problems, we arrived at the Budget location to pick up our car and the gal we always dealt with told us yes, they had our reservation but didn't have any cars for us. What?! The next obvious question being, " when will you have one?" to which she answered she had no idea. No apology or signs of feeling bad. She did ask us where were we staying and she'd call us if she got a car in soon. Really? And when would that be? No clue.

Needless to say, that was our last rental experience from any of the big named but local rental agencies on the island and the cause of our turning to the local guys for the service we want and expect and, thankfully, have gotten ever since making the move.

And apologies to the OP since, as so often is the case here, this thread has taken a slightly different turn than he intended. <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />


Respectfully,

pat



"Always keep your words soft and sweet, just in case you have to eat
them."
Re: Liability Insurance [Re: Bobcat] #70723
10/12/2015 08:40 AM
10/12/2015 08:40 AM
Joined: Nov 2009
Posts: 3,278
Maryland/DC Metro
BeachKitten Offline
Traveler
BeachKitten  Offline
Traveler
Joined: Nov 2009
Posts: 3,278
Maryland/DC Metro
That's a hilarious clip, thanks for posting. Always good to see classic Seinfeld.

Luckily my membership with a particular agency (in locations other than SXM) has always given me an upgrade when my promised vehicle isn't on site. I've gotten some pretty sweet rides! <img src="http://www.traveltalkonline.com/forums/images/graemlins/Clapping.gif" alt="" />


"It is good to do nothing all day, and then to rest" wink
Re: Liability Insurance [Re: BeachKitten] #70724
10/12/2015 08:52 AM
10/12/2015 08:52 AM
Joined: Aug 2000
Posts: 82,737
Central Florida!
Carol_Hill Offline
Traveler
Carol_Hill  Offline
Traveler
Joined: Aug 2000
Posts: 82,737
Central Florida!
See, in SXM, I much prefer the old, beat up white Corolla!! Last time, they tried to give us an upgrade, which we kept for one day and then took back and said "please give us an old, beat up Corolla!!" <img src="http://www.traveltalkonline.com/forums/images/graemlins/Laugh.gif" alt="" />


Carol Hill
Re: Liability Insurance [Re: Carol_Hill] #70725
10/12/2015 09:09 AM
10/12/2015 09:09 AM
Joined: Apr 2001
Posts: 14,646
Brookfield, CT.
pat Offline
Traveler
pat  Offline
Traveler
Joined: Apr 2001
Posts: 14,646
Brookfield, CT.
That would be me, also, Carol. I really don't want the responsibility of that brand new sparkling and pristine and dare I say - dent-free - new white car and we request the more lovingly used models every trip. Don't want a beater either, not that our agency would ever give us one of those, but I really don't want the responsibility of being the first to add my calling card to the new car either. <img src="http://www.traveltalkonline.com/forums/images/graemlins/jester.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/jester.gif" alt="" />


Respectfully,

pat



"Always keep your words soft and sweet, just in case you have to eat
them."
Re: Liability Insurance [Re: Bobcat] #70726
10/12/2015 09:45 AM
10/12/2015 09:45 AM
Joined: Dec 2014
Posts: 357
SeaStar Offline
Traveler
SeaStar  Offline
Traveler
Joined: Dec 2014
Posts: 357
LOL, good Monday morning funny.

Re: Liability Insurance [Re: SeaStar] #70727
10/12/2015 02:20 PM
10/12/2015 02:20 PM
Joined: May 2007
Posts: 44
Westchester County, NY
oceanview17 Offline
Traveler
oceanview17  Offline
Traveler
Joined: May 2007
Posts: 44
Westchester County, NY
Been renting from Hertz for ten years for eight weeks each year.Never had a problem.

Re: Liability Insurance [Re: Carol_Hill] #70728
10/12/2015 03:22 PM
10/12/2015 03:22 PM
Joined: Nov 2009
Posts: 3,278
Maryland/DC Metro
BeachKitten Offline
Traveler
BeachKitten  Offline
Traveler
Joined: Nov 2009
Posts: 3,278
Maryland/DC Metro
Oh, for sure guys.....in SXM I'll take R-1, R-11, R-21, or R-24 anytime! <img src="http://www.traveltalkonline.com/forums/images/graemlins/Wink.gif" alt="" />
<img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />


"It is good to do nothing all day, and then to rest" wink
Re: Liability Insurance [Re: BeachKitten] #70729
10/12/2015 03:49 PM
10/12/2015 03:49 PM
Joined: Apr 2001
Posts: 14,646
Brookfield, CT.
pat Offline
Traveler
pat  Offline
Traveler
Joined: Apr 2001
Posts: 14,646
Brookfield, CT.
Our usual number from the usual suspect is more often than not R14 - don't know if that's by design or fate, but whichever, either way it works for me! <img src="http://www.traveltalkonline.com/forums/images/graemlins/Joy.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/Joy.gif" alt="" />


Respectfully,

pat



"Always keep your words soft and sweet, just in case you have to eat
them."
Re: Liability Insurance [Re: pat] #70730
10/12/2015 03:55 PM
10/12/2015 03:55 PM
Joined: Jul 2007
Posts: 1,294
J
january Offline
Traveler
january  Offline
Traveler
J
Joined: Jul 2007
Posts: 1,294
Rented once from Hertz and it was stolen the day we were leaving. The credit card insurance carrier said they had thirteen stolen car claims from SXM in the last month. This was in 1997.

Re: Liability Insurance [Re: january] #70731
10/12/2015 04:21 PM
10/12/2015 04:21 PM
Joined: Mar 2009
Posts: 18,737
Auburn, WA
SXMScubaman Offline
Traveler
SXMScubaman  Offline
Traveler
Joined: Mar 2009
Posts: 18,737
Auburn, WA
Are you saying that this was Hertz fault.

Re: Liability Insurance [Re: soualigacapt] #70732
10/12/2015 06:08 PM
10/12/2015 06:08 PM
Joined: May 2012
Posts: 679
Burlington, Ontario, Canada
J
JohnandBev Offline
Traveler
JohnandBev  Offline
Traveler
J
Joined: May 2012
Posts: 679
Burlington, Ontario, Canada
I'm getting confused
If I get a rental with French plates and
no liability - the rental price gives protection re others? outside the car
with liabilty I get the above and protection for my occupants and contents?

Having said that - I will continue to buy liability, but confused

Note - when comparing cost of liability, sometimes a deductible or cap is note, sometimes not

J&B

Re: Liability Insurance [Re: JohnandBev] #70733
10/15/2015 03:59 PM
10/15/2015 03:59 PM
Joined: Oct 2006
Posts: 352
Pittsburgh, PA
gotaluvit Offline
Traveler
gotaluvit  Offline
Traveler
Joined: Oct 2006
Posts: 352
Pittsburgh, PA
I think is can make this even more confusing...I have a liability umbrella policy from the same company that insures my cars. The car insurance doesn't cover me outside the US but the umbrella does but not until I hit 250/500/100 so I have to pay attention to the limits on a car policy to avoid a "donut hole"...


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