I believe the assessment is for everyone. You are going to walk away rather pay less than $400.00. I thought the assessment was reasonable. The Atrium paid $750.00 a week regardless of the size of the unit. There is always a deductible with insurance and I assume that is what the assessment covers. Didn't you also just pay a sizable renovation fee. I know I paid $4000.00 a week and had one year of enjoyment so I'm not ready to walk away.