I think we got the timeshare in 2006 and still dunno if it’s “cost effective”. When we first got it we were Just out of med school and it was only blowing 9k on a place that would house our future family and be at a beach within15 min of landing. . Seem like a good idea time.
Having gotten here yesterday with rum runners at the beach within 15 min of getting off the plane, it’s still worth it to us.

We own a week in Saint Martin we only use it maybe every 3 to 4 years. Otherwise we traded for ski trips.

Would I do it again? Not sure. Await the new post Irma maintenance fees as well as rumors that EIC is trying to rid itself of timeshares...