If they are including daily expenses for quarantine in the insurance policy like they did in Aruba, I would expect most people who test positive would end up isolating wherever they are on the island rather than being sent home. I say that because of the challenging logistics of getting sick people off the island safely (and affordably), but also because I don't see any other reason to include expenses for quarantining. I assume evacuation would only be for those that have to leave due to health complications. That's the way it's usually explained in other insurance policies -- they pay to evacuate only if you can't get the necessary care wherever you already are. With that said, a lot of these questions can't really be answered until the plan is finalized.