For some reason I'm not able to get the quote feature to work, but I wanted to respond to the BeachKitten's post about incurring your own expenses while hunkering down sick. If this policy actually does work like the Aruba one, there is supposed to be some coverage for expenses while quarantining on the island. The Aruba website reads, "Isolation costs: Maximum sublimit of US$125 per day, maximum 14 days, in case of a positive COVID-19 test result."

It's not going to cover everything, but it would definitely be helpful if you ended up stuck on the island for a while. This is the only benefit I can see in a policy like this since most of the other services can be provided cheaper by existing insurance.