Liability is optional period . To enlighten you , I just helped two of my customers to get reimburse for $ $ 11,000.00 each for two of my stolen cars new cars . Go figure and now the local insurance companies e.g Nagico is no longer offer Comprehensive insurance any more . And I didn't charge them the $ 10.00 per day for the collision , before the the cars were stolen. Thirty years working for myself and before that , at Holiday Car Rental at Mullet Bay Resort. Pure facts.
Some of you Folks keep talking about money , like we out rip people off . Their credit cards company reimbursed them their money and we never take deposit from people with their credit cards . Please don't scratch their car because lol.