Thanks for suggestions. We decided on using Marriot points and stay @ THE REEF. Not what we wanted to do but gonna have to work. We are trying to prove a vacation in the islands DOES NOT have to cost an arm and 2 legs.

So far 4 r/t tickets to STT first class for 4 on A/A points.

5 nts. @ St. John on Starwood points, 2 villas.

3 nts. on Virgin Gorda @ 1000.00 in a house w/ 2 couples. (our splurge).

Last nt. on STT on marriot points =

LOW OVERHEAD..

Just bring money for food, car rentals,ferries etc.

Savings??? 6k+

See ya in April..