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Re: Covid Travelers insurance for BVI [Re: tpcook] #239009
11/05/2020 02:34 PM
11/05/2020 02:34 PM
Joined: Jan 2012
Posts: 456
7
706jim Offline
Traveler
706jim  Offline
Traveler
7
Joined: Jan 2012
Posts: 456
Reading this thread I have to make a comment. A vacation is not only a change in scenery but also involves a relaxed state of mind free from worries. Vacationing in the BVI under the present circumstances would not be carefree for several reasons. All we can hope for is a slow return to normalcy which I believe will take at least two to three years.

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Re: Covid Travelers insurance for BVI [Re: tpcook] #239015
11/05/2020 04:24 PM
11/05/2020 04:24 PM
Joined: Jun 2006
Posts: 711
Northern Virginia
ecm56 Online happy
Traveler
ecm56  Online Happy
Traveler
Joined: Jun 2006
Posts: 711
Northern Virginia
Exactly. In my opinion a vacation should be a stress reducer, not a stress creator.

Re: Covid Travelers insurance for BVI [Re: tpcook] #239021
11/05/2020 04:54 PM
11/05/2020 04:54 PM
Joined: Mar 2012
Posts: 466
Redmond, WA
MrEZgoin Offline
Traveler
MrEZgoin  Offline
Traveler
Joined: Mar 2012
Posts: 466
Redmond, WA
Owners don't have the luxury of just waiting it out. We plan to go unless they make it impossible. It's use it or lose it. Hopefully having just two adults on a 40 foot cat ( and a four week booking ) will make the quarantine restrictions pretty bearable. Every situation is different. So, yes, I am hoping for very much more than a two to three year return to normalcy.

Last edited by MrEZgoin; 11/05/2020 04:57 PM.

M4000 "Lio Kai"
Re: Covid Travelers insurance for BVI [Re: tpcook] #239114
11/07/2020 10:29 AM
11/07/2020 10:29 AM
Joined: Jan 2005
Posts: 1,299
Finger Lakes Region and Mexico
crmoores Offline
Traveler
crmoores  Offline
Traveler
Joined: Jan 2005
Posts: 1,299
Finger Lakes Region and Mexico
Regarding the insurance policies, I’ve learned here about Medjet and can now consider that as an addition to our medical trip insurance policy, if we think it adds anything in our situation.
But for the last couple posts on that topic, for any policy the Devil is in the details, for sure...


Bluewater
Re: Covid Travelers insurance for BVI [Re: DaveZ] #239135
11/07/2020 12:15 PM
11/07/2020 12:15 PM
Joined: Oct 2000
Posts: 4,103
South Sound Villa Virgin Gorda
tpcook Offline OP
Traveler
tpcook  Offline OP
Traveler
Joined: Oct 2000
Posts: 4,103
South Sound Villa Virgin Gorda
I pay $0 for my medicare advantage program in Vero Beach Florida, covers me for $0 copay for medical emergencies. etc


tpcook
Re: Covid Travelers insurance for BVI [Re: tpcook] #239632
11/13/2020 12:58 PM
11/13/2020 12:58 PM
Joined: Jun 2003
Posts: 639
BVI
kerry Offline
Traveler
kerry  Offline
Traveler
Joined: Jun 2003
Posts: 639
BVI
I attended the insurance coverage by Gowrie today at the USVI yacht show. Virtually but hey...

Here is the info I got from the presentation:
Travel Insurance

Traditional Travel Insurance does NOT cover COVID!

CFAR does. You receive 75% of the amount you cover back. YOU must buy this insurance within 10 days of your first deposit
It costs 8-15% of the amount. It does depend on the value, length of trip, and age though.

Medical Evacuation Insurance is inexpensive. Buy it. Family of 4. $60.00 Traditional insurance does not cover this.

Travel Insurance costs 2-10% of the trip but does not cover COVID

Travel Interruption will cover it in the middle of a trip NOT before.


kerry
Re: Covid Travelers insurance for BVI [Re: kerry] #239634
11/13/2020 01:34 PM
11/13/2020 01:34 PM
Joined: Aug 2000
Posts: 74,961
Central Florida!
Carol_Hill Offline
Traveler
Carol_Hill  Offline
Traveler
Joined: Aug 2000
Posts: 74,961
Central Florida!
kerry--when you say that regular travel insurance doesn't cover Covid, do you mean that it doesn't cover medical expenses associated with Covid, or do you mean that you can't cancel because of Covid and get your money back, because Covid is now deemed 'foreseeable'. That is my understanding regarding that issue. It would cover expenses if you are on island and catch it or are diagnosed, but you can't cancel because of Covid unless you buy cancel for any reason and trip interruption coverage will not apply? And when you are talking about medical evac insurance, are you talking about medical evac insurance that covers evac for Covid ? If so, what company(s) are writing it?

Last edited by Carol_Hill; 11/13/2020 01:39 PM.

Carol Hill
Re: Covid Travelers insurance for BVI [Re: tpcook] #239638
11/13/2020 02:22 PM
11/13/2020 02:22 PM
Joined: Jun 2013
Posts: 11
I
irol Offline
Traveler
irol  Offline
Traveler
I
Joined: Jun 2013
Posts: 11
Hi All!
We are considering a policy offered by covacglobal.com

Re: Covid Travelers insurance for BVI [Re: kerry] #239643
11/13/2020 03:22 PM
11/13/2020 03:22 PM
Joined: Jun 2020
Posts: 186
M
MIDiver Offline
Traveler
MIDiver  Offline
Traveler
M
Joined: Jun 2020
Posts: 186
Kerry - I am having trouble finding CFAR that pays above 50% of trip cost. Did they mention providers offering the 75% coverage?

Re: Covid Travelers insurance for BVI [Re: tpcook] #239652
11/13/2020 04:19 PM
11/13/2020 04:19 PM
Joined: Jun 2003
Posts: 639
BVI
kerry Offline
Traveler
kerry  Offline
Traveler
Joined: Jun 2003
Posts: 639
BVI
About 19 minutes into this video here you can find what I was told exactly on Insurance. I have to look into it more. There were things in there that I did not know and I should know.
This is from Gowrie Group and they do offer it.

The first paragraph of what you say Carol seems to agree with what they say in this video but they also say that policies were changing daily through this.

https://www.twitch.tv/videos/801544243?

Last edited by kerry; 11/13/2020 04:21 PM.

kerry
Re: Covid Travelers insurance for BVI [Re: kerry] #239662
11/13/2020 05:06 PM
11/13/2020 05:06 PM
Joined: Jun 2020
Posts: 186
M
MIDiver Offline
Traveler
MIDiver  Offline
Traveler
M
Joined: Jun 2020
Posts: 186
Thanks Kerry - Gowrie appears to be for expats and those either traveling outside the US for long periods "Eligibility requirements include: Travel outside the US for extended periods of time, working in and out of the US through the year".

Re: Covid Travelers insurance for BVI [Re: tpcook] #239679
11/13/2020 09:21 PM
11/13/2020 09:21 PM
Joined: Jul 2016
Posts: 227
Va Beach
Kmon Offline
Traveler
Kmon  Offline
Traveler
Joined: Jul 2016
Posts: 227
Va Beach
Will somebody explain what Covid insurance is! The BVI government says you have to have it but don't explain EXACTLY what it is!!!

Re: Covid Travelers insurance for BVI [Re: tpcook] #239683
11/14/2020 01:26 AM
11/14/2020 01:26 AM
Joined: Mar 2012
Posts: 466
Redmond, WA
MrEZgoin Offline
Traveler
MrEZgoin  Offline
Traveler
Joined: Mar 2012
Posts: 466
Redmond, WA
The owner bookings agent for Moorings told me that Moorings can provide the required insurance for about $175 pp


M4000 "Lio Kai"
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