Regarding the insurance policies, I’ve learned here about Medjet and can now consider that as an addition to our medical trip insurance policy, if we think it adds anything in our situation.
But for the last couple posts on that topic, for any policy the Devil is in the details, for sure...

"Travel changes you. As you move through this life and this world you change things slightly, you leave marks behind, however small. And in return, life — and travel — leaves marks on you.”
-Anthony Bourdain