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Not crazy at all. I've done this three times. When five ships are in port, St. Thomas is a nightmare. The taxis are gridlocked, the beaches are shoulder-to-shoulder, and downtown is a sweaty mess. Staying on the ship is the best "secret" in cruising. The pool is empty. The bartender remembers your name. Do it.

I’d stay on the ship as ST Thomas has nothing to offer except crowds and just another big city atmosphere. I’m sorry but you’re cruising on a floating subdivision. Each to your own.

We are doing an Eastern Caribbean loop on a large Royal Caribbean ship next month. Itinerary: Nassau, Sea Day, St. Thomas, Sea Day, CocoCay.

I have been to St. Thomas (Megan's Bay) twice before. I love the island, but I am looking at the port schedule: there will be five Oasis-class ships in port that day. I have heard Charlotte Amalie becomes a literal wall of people.

I am considering just staying on the ship to have the pool, the empty hot tubs and the quiet buffet.

Will I regret missing the island completely, or is the "ship day" experience when everyone is off the boat better than fighting 15 000 other tourists for a taxi?

Been to both. Punta Cana is easier, cheaper, and fine if you just want to sit on a resort and drink. But you said "snorkeling." Curacao wins that category by a mile. The snorkeling right off the shore at Playa Lagun or Tugboat Beach is world-class. Punta Cana snorkeling is mostly choppy and requires a boat trip. That said, $600 is $600. I'd save the money and do PC, then plan a full week for Curacao later.