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Will_L said:
Well ..I found it difficult for two major US insurers to cover a charter boat or land property in the BVI...they will do it for a year in our experience..and not reinsure on an umbrella policy the next. good news is that the charter co. We were with had a 5 mil liability policy . Those are deep pockets and it is unlikely an owner is going to be on the hook beyond that. Was the reason we frequently brought down fire/Carbon monoxide detectors to place on our boat. The only likely way there would be a huge judgement in BVi I.


I think the original question was on the end of skipper and family chartering the boat from the owner or operator...

Did you take the steps to formally have yourself named on the 3rd party insurance policy?