The above quote mentions one of the more obvious aspects of liability. If you have the income to charter in the BVI it's almost certain that you are woefully underinsured to drive a car in the US and you are at far greater risk doing so then you will ever be on a charter in the BVI. If you have teenagers driving the risk is compounded. 1 million liability is a drop in the bucket in a major accident with deaths. If you have assets you should have far more insurance then the standard recommendations or even worse the state required minimums.
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