Mal - well... you've certainly had your share of stress and challenges this past calendar
...... in both places...... as if either one wasn't enough....
So - here's hoping the winds change... and change in your favour in this New Year

And the same good wishes to all others that have been struggling through this past year
Boat(s), house, cars and business'... it has been painful to watch and be able to help so little

To a peaceful year....
cheers