I think the "totaled" boats should have been paid out by now. (Determine totaled within 4-6 weeks and payment processing another 6 weeks maximum).
Yet to be determined is the fairness of pay outs for repairs. So far I have been pleased with my interaction with our fleet insurer. Just beginning the repairs.
I have spoken to one owner of a charter based in Soper's Hole who reports getting very little response from charter company and insurer will not speak to them. Unfortunate.