My issues were also with Citi but in each case, the charges were made Stateside while we were on island and in each case the charges were made around the world but none in SXM. Because of the way the third fraudulent charge was made, we decided to STOP notifying Citi of our trips, and since then we've had no problems. We've taken to using only our Cap One cards with the general authorization being "customer frequently travels to SXM, STB AND AXA" and we've had no problems since we adopted this way of using our cards.

I completely agree with the others who have stated there is no way you can say with absolute certainty the issues stem from these SXM businesses. <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />