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CottageGirl said:
1. We brought a polar bear cooler with us in March of this year. We checked it as luggage. No issues with USVI. When we went thru customs in BVI's it was fine to bring in but they asked the value and charged us 10% of the value (I guessed $100 so $10 fee) Since you're checking in by boat and won't have luggage with you I'd assume it's a non issue.
3. We love snorkeling Waterlemon Cay off St John.


Again, you can normally carry on a Polar Bear if you choose.