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Carol_Hill said:
I do not like olives, and am not crazy about refried beans. Black beans are OK, although I'm not sure I'd like them cold. What would you suggest for the top layer, if there would be no olives? Corn? Chopped green peppers?


Omit the olives for sure... anything you like.. chopped green onions? Mexican canned corn? Chopped peppers (green, red, orange, yellow), maybe chopped roasted peppers?
Don't forget, by this top layer (each on is slightly smaller in diameter than the previous one) go for color as well as flavor,... I know you care about presentation. <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />