I just had a short conversation with my medical insurance company AARP Medicare Advantage Focus (HMO-POS) Indian River County Florida In the policy it states that there is a $0 copay for emergency care worldwide as well as Urgently Needed Services $0 copay worldwide,
So as I see it any covid event in the BVI would be covered by my policy and thus I do not need to buy a covid policy since I already have coverage.
I will ask my insurance company to provide me with a letter stating the above.
Emergency medical care and medical evacuation specifically for sickness from COVID-19? I know some trip insurance policies like Allianz have very specific details on their COVID-19 coverage, whether you are affected prior to or during your trip. I would want definite confirmation my health insurance actually covered sickness SPECIFIC TO COVID-19 while out of my home country, during a global pandemic...If they do that is great!