About 19 minutes into this video here you can find what I was told exactly on Insurance. I have to look into it more. There were things in there that I did not know and I should know.
This is from Gowrie Group and they do offer it.

The first paragraph of what you say Carol seems to agree with what they say in this video but they also say that policies were changing daily through this.

https://www.twitch.tv/videos/801544243?