Good luck on any cash refunds, those that don't go broke are holding on the the cash they have. I am talking about huge companies so can you imagine how the smaller companies are struggling now. I am willing to take some of the pain since this is really everyones problem to share. We did get a small part refund / part credit from a VRBO booking from a owner but then the email from VRBO says because of the backlog and crisis it might take 8 to 10 weeks to process. So they don't even have the money. Airline refunds seem to depend on the airfare you booked as some rules were non refundable at all regardless. If you got one of those so called budget fares you might be out of luck. The good news is the airfare to SXM for the summer and beyond is cheap cheap cheap so we hope to go a few times before the holidays if things improve enough. We saw a fare from Chicago for about $300 rt in July.