Well said, Deputy Dog. I lived on the beach in Broward County for 60 years, still have a condo on the ocean on Hutchinson Island. You're correct on the high water mark info. Unfortunately, too many people "borrow" hotel or condo or someone's personal facilities, chairs, pools, often leading to owners who have just "had it." Now if they wanted to borrow my stuff and kick in for the mortgage, taxes, hurricane insurance, etc., that might make a difference!