What is the Moorings telling you? In light of the current situation, I can't imagine that they would have a problem with you waiting to make your final payment. You still have plenty of time, so don't get in a hurry to make a decision that doesn't need to be made. Cross the bridge when you get there. I would think you are in the drivers seat, but I've been wrong before. A lot.

I'd like to be a jelly fish, cause jelly fish don't pay rent.