What is the Moorings telling you? In light of the current situation, I can't imagine that they would have a problem with you waiting to make your final payment. You still have plenty of time, so don't get in a hurry to make a decision that doesn't need to be made. Cross the bridge when you get there. I would think you are in the drivers seat, but I've been wrong before. A lot.
Based on their website, they're dealing with cancelled charters through 06/01. If you have a charter after that date, you are subject to their normal cancellation policies. We had to make the final payment this month to protect our July charter. I doubt that it will happen but Moorings has not yet cancelled it. We'll most likely do a reschedule to next July.
