From years ago I was under the understanding that the Brinks didn't "own" the Chalets. Just Papagayos and the utilities. Individual people bought the Chalets with limited rights. Even if they wanted to use their Chalet they had to pay a discounted rent to the management company ( Brinks). But the "owners" did get a percentage cut of the rental of their units.

So maybe it is not up to the Brinks ( or CO management) to rebuild or not. IF an individual "owner" didn't have insurance on their Chalet there would not be any money to rebuild. Or if the Brinks decided not to replace the water, sewer and electricity. You could rebuild but have no utilities. Kinda reminds me of the old Mullet Bay saga.

Wendell