I believe (but don't quote me on this) I was told that Club O has a Florida office; I think it might have been Jim Ruos who told me that, but again, not sure where I heard it from. So it shouldn't have been that difficult to get to the records. I know that initially Florida was impacted by Irma also, but they've been up and running for awhile down there. I'm not knocking Club O, as we love it there; but seriously 4 months was a bit much to have to wait for a refund. We could afford to wait some; not everyone can do that, especially with trying to substitute other vacation plans in place of Club O. And it's weird how some of us (a few) have gotten refunds already and others haven't heard anything at all. Can't be alphabetical because our last name starts with 'U'. In any event, I hope everyone gets what they're waiting for very soon. I'm sure this is a trying time for everyone.